Just a note - thanks for everyone for visiting, somehow this blog has clocked up 200,000 hits!
The Age recently published an article about the home building insurance scam.
In case you didn't know, if you're building a new house or doing a renovation, you're also paying an insurance premium on home building insurance. It doesn't show up as an item in your renovation quote or new home contract, but it's built into your building contract.
Anyway, it's basically money thrown away. The article states that in the last year, 53,000 Victorians paid up insurance premiums, but only 3 people made successful claims.
3 claims in 53,000. Almost makes the insurers refusing to pay out on Queensland flooding look good.
Anyway, this is one massive rort - its so corrupt from beginning to end, there's basically no way to even start to fix it. As "customers", we must pay the premium, like it or not, and there's stuff all chance of us ever seeing a cent of it, should any dodgy work be seen further down the track. "Government" will promise to fix things, but since their fingers are deep in the pie, there's no chance of that.
Hence, while all builders will proudly state there's a 7 year guarantee on their work, based on the existince of this so called home building insurance scheme, NONE will admit that this guarantee is a fraud.
Be an educated consumer. Don't accept any dodgy work from your builder, whoever it is. Spend the dollars to get an independent inspector to go through building stages - and of course, don't accept that the builder's "independent" inspector is anything but a stooge.
Yet another grumpy mood right now obviously - and if you're the moron in the right lane who decided to swerve into my lane outside of Doncaster Shoppingtown today at about 6pm, you're damn lucky I had the reflexes to avoid hitting you, 'cause one way or another I would've made sure you ended up in emergency with a broken neck, ya f'wit.